What Mortgage is best?

How do I know which type of mortgage is best for me?

There is no simple formula to determine the type of mortgage that is best for you. This choice depends on a number of factors, including your current financial picture and how long you intend to keep your house.

Generally speaking long term program offer the most security, while short term programs offer lower payments but more risk due to possible future rate adjsutments. Determining the right program begins with an honest assessment of your plans for the home and how much risk you are comfortable assuming. We can help you evaluate your choices and make the most appropriate decision.

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